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"Send only" accounts? Options
c4
#1 Posted : Wednesday, June 22, 2005 12:57:29 PM
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Hello, This week I noticed PayPal finally accepts new EU countries (Hungary, Czech, Poland, ...), but only as "SEND ONLY" accounts. I personally think such accounts are more or less useless to us. Why? We can only add funds with a credit card. The majority of merchants who accept Paypal also accept credit cards. I believe that if someone has a credit card and wants to purchase something from a merchant who supports both PayPal and CC he wouldn't go into all the trouble of opening and confirming a PayPal account. And we can't accept PayPal payments... Why would people open PayPal accounts if they can send the money with the CC and avoid all the trouble? It's good for sending money only anyway since we can't accpet any money. Solution? Allow these accounts to ACCEPT payments (= easy way to fund their accounts) but not withdraw the money. I think this wouldn't be risky for PayPal since they (you) obviously have problems allowing us to withdraw it, but it would make a PayPal account actually USEFUL for us... Just my 2 cents. Any comments welcome. Regards, c4
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karlt81
#2 Posted : Wednesday, November 09, 2005 6:53:41 PM
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Hello!

Absolutely agree.

Some days ago I have registered and upgraded PayPal account to business one in order to receive payments.
I was wandering why everything related to merchant functionality on the site met me with message that this account is Send Only account. Found out that this permission depends on country.

And this account is now useless. It remains to wait for PayPal to permit this.

Unable to use it before it will become Send-Receive account.


Best wishes,

Karl Tiller
baffo
#3 Posted : Tuesday, February 28, 2006 3:14:51 PM
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I'm wondering the same.

When will you enable the receive function for Slovenia residents? Hope next year when we'll switch to Euro currency.

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c4
#4 Posted : Saturday, March 04, 2006 9:07:03 PM
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Seems like nobody gives a s*** about this issue.

What kind of criteria does a country need to meet? If countries with high scam levels like Malaysia or Dominican Republic (not trying to offend anyone here) can receive funds, why can't an EU country?

Perhaps make at least verified/Business accounts able to receive funds?

I'm using 2checkout now to process payments, but many customers prefer PayPal or don't have a credit card.

All I need to do is RECEIVE funds, even if I can't withdraw them I can still spend them on other PayPal merchants.

Oh well, we'll see what happens, I've lost the faith in PayPal regarding this long ago...
Jevon
#5 Posted : Friday, May 12, 2006 2:12:37 AM
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As I have researched, it depends on PayPal's policies to work in conjunction with the exisiting financial laws, banking system and online readiness of the country.

Most of the time this will relate to the anti-money launderings laws in place (or not yet by your government).

You need to understand that they want to expand in every country but they need to work with complex details and process of banking system in a particular country.
c4
#6 Posted : Friday, May 12, 2006 5:13:49 AM
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Well I don't know for other countries, but in order to be accepted into EU all our laws had to be in compliance with EU requirements and standards, including banking and anti-money laundering laws. IMO PayPal could allow full accounts in new EU countries years ago as all the legal requirements have been met.

If you compare the speed of expanding to new countries few years ago and the speed they are accepting new ones now you can be assured they are in no hurry at all to add new countries to their approved list, they have more than enough customers already. And I know hawing a "send only" account is of no use to me and PayPal won't get much attention in the "send only countries" until we can open full accounts which we can actually use.

Let me repeat what I already said long time ago: I have a credit card, why would I go in all the trouble of opening a PayPal account, verifying my CC etc. to send a payment online, when I can pay with my CC directly at most serious online vendors?

"Send only" accounts are PayPal's nice way of saying "You can open an account but we don't really want you as a real customer".

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ppfan
#7 Posted : Monday, July 31, 2006 10:52:25 AM
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That's true.
Paypal doesn't seem to care about the new EU countries (Lithuania in my case) so it's no use.

Would use Google Checkout, but even worse, currently it's USA-only.

That sucks.

The only issue I can see about allowing non-withdraw send-receive accounts is that people might start exchanging funds with other payment processors. But that's still a problem in every other country and does not make much of a difference.
Anyway, I don't see why that would be a real problem... Exchanging or buying, whatever. Just let it be.


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Fencer
#8 Posted : Saturday, September 16, 2006 4:38:46 AM
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From Policy Updates:

"Beginning September 14, 2006, registered PayPal users in the Czech Republic, Hungary, Poland and Thailand will be able to receive funds into their PayPal accounts as well as withdraw them to a local bank account."

Is is working for someone from these countries? I am from Czech Republic but my account is still send only.

Filip


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c4
#9 Posted : Saturday, September 16, 2006 8:42:31 AM
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Hi,

Nope, still the same. Even if you try to open a new account (for example Czech) you still get the "Send only" user agreement.

May I ask where you found/read those policy updates?

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Fencer
#10 Posted : Saturday, September 16, 2006 9:00:59 AM
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When you log to your PayPal account, there is a link "Policy Updates - 8/10/2006" at the left column.
Btw, I've received this response from PayPal today:

"Mr. Rachunek, I am afraid that the service is not fully available yet. Our technicians are working to resolve this matter. We appreciate your patience and understanding."

So I guess we have to wait.

Filip


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jodywhy
#11 Posted : Thursday, February 22, 2007 6:07:20 AM
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I agree. I am in Latvia and am very frustrated with this send only account policy. It is worthless. I have written to paypal a number of times, but I don't get any response and the one time I got an answer it just said "at this time Latvia remains a send only country".

For countries that had to pass all the regulations and stringent standards of the EU in order to be admitted as member countries, this is total ignorance. The banking system here is very good and secure and the number of people who use the internet very high. Paypal does us and itself a disservice to restrict our accounts.
c4
#12 Posted : Thursday, February 22, 2007 9:03:43 AM
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I'm from Slovenia. Not only are we in EU, we even adopted the EURO currency on 1st Jan 07. So we are in compliance with all EU standards and even the very demanding rules for getting the Euro, but that's still not enough for PayPal.

Send only accounts are worthless to online businesses.
jodywhy
#13 Posted : Thursday, February 22, 2007 5:31:20 PM
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When is Paypal going to get the message and change their policy? With regards to EU countries I fail to see the issue.
I received an email today - this is what Paypal has to say:

Members in some countries and regions may not use PayPal to receive
payments, but only send payments. Visit https://www.paypal.com/ and
click the "PayPal Worldwide" link in the upper right corner of the page.
The countries listed under "Send Money to Anyone in the Growing PayPal
Network" cannot receive payments only send payments.

The PayPal system requires certain criteria be met to fully utilize our
system, however this is not a reflection of the customer.

PayPal is constantly working to expand and improve our services for our
customers. We hope to expand our features for these countries or regions
but due to the complexities of global finance, we cannot give a
timetable for this expansion.

******************

What "certain criteria ( must )be met to fully utilize our
system" have these countries failed to meet?

What does Paypal require that the European Parliament does not???????
hanz
#14 Posted : Friday, April 13, 2007 9:39:22 AM
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<blockquote id="quote"><font size="1" face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">Originally posted by Fencer
From Policy Updates:

"Beginning September 14, 2006, registered PayPal users in the Czech Republic, Hungary, Poland and Thailand will be able to receive funds into their PayPal accounts as well as withdraw them to a local bank account."
<hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">
Now this is something I do not understand - why Czech Republic, Hungary and Poland (I am talking about EU, not Thailand)? Why not Estonia (I am Estonian), Slovenia and what ever? Slovenia is currently the richest new EU member and the only one using Euro, while Estonia is probably technologically one of the most advanced countries in EU. Our economy is growing over 10% per year (in most EU members it is only 2-3% per year), I don't know the latest stats, but we should have already passed Portugal and Slovenia is also not far anymore. Our salaries are growing 10-20% per year. We were ranked 7th in the Index of Economic Freedom on 2006 (USA was 9th), so it shouldn't be difficult for PayPal to do business in here.
I understand that Czech Republic, Hungary and Poland are a lot bigger than Estonia, but I have been to Czech Republic and Poland and well, no offense, but it seems like going back in time 5 years. Prague is very nice city and everything, but we stayed in 4-star hotel where there was suppose to be wifi in every room and well, there was (good old 802.11b ;) ), but you had to pay extra for that and on the floor we stayed the whole thing was down (probably due to repairs that were going on while we stayed there). I understand that things sometimes just malfunction, but the thing that amazed me the most was the fact that it wasn't free. In Estonia even a gas station wouldn't survive without free wifi area, for goodness sake I have got even wifi in my toilet at home. And I am not even going to talk about my adventures in Poland, they probably don't even know what wifi is yet.
I am not trying to offend anyone (and I am very sorry if I did), I am just trying to point out that population isn't always everything. Just because China is a lot bigger than USA doesn't make it a better market.
c4
#15 Posted : Thursday, October 04, 2007 12:51:55 PM
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OMG OMG OMG!! After more than 2 years I can now receive funds to my account! THANK YOU PayPal!





...was about time ;-)
kreshorulez21
#16 Posted : Saturday, May 16, 2009 11:29:06 PM
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I come from Bosnia and Herzegovina and I wasn't really aware of the whole thing until a couple of days ago when I was supposed to receive a payment. Then I learned from the customer service that they're sorry, but I'm from Bosnia and Herzegovina. I understand that my country isn't in the EU (and it probably won't be any time soon :), but what's that got to do with receiving money somebody owes me?

For example, somebody from the Philippines (GDP per capita: $1,382.33) can receive money, but somebody from Bosnia and Herzegovina (GDP : $2,890.07 per capita), with a more than double "purchasing power" per citizen, can't. Or Uruguay, that has 756.000 broadband Internet users, while Bosnia and Herz. has 950.000., etc.

It's even unfairer compared to some of the EU countries that are, of course, more developed!

What I don't get here, is how PayPal, as an US company (US being the freedom, equality, land of opportunity country), is allowed to discriminate people simply because of their nationality.

John is from the US and he is respected and has no limits with his account. Ivan is from Bosnia and Herzegovina, so he can't receive money. If that isn't discrimination I don't know what is.

The paradox of it all is that they say that it's nothing personal against you, they just don't like your country. LOL. YOU discriminating ME because of my nationality makes it personal.

What I recommend is using AlertPay, ePassporte, MoneyBookers or any other payment processor that has no problem with your nationality. I am going to close my account with PayPal and won't even consider opening another until PayPal realizes what it's doing.

I suggest to others facing same issues with PayPal to do the same!


All the best,
Ivan Kresic from Mostar, Bosnia and Herzegovina
rumbling
#17 Posted : Friday, June 19, 2009 6:14:06 AM
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I am from Sri Lanka and we also have only send only accounts. There is a work around for it although it does have its limitation ( like transaction limit of 500$ ) <a href="http://rumblinglankan.com/694/how-to-receive-money-from-paypal-for-send-only-accounts/">how to receive money for Paypal send only accounts</a>
GrushaCharlotte
#18 Posted : Friday, February 19, 2010 7:51:52 AM
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In order to accept a credit or debit card you must have a premier account. The premier account charges when you have money transferred into your paypal.Private account is free, but ultimately you cant accept as many payments this way.
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